SHARES

MEMBERSHIP ACCOUNT

Our membership share account pays a competitive dividend rate. Dividends are declared and paid quarterly. The initial membership share deposit is a minimum of $25.00.

CLUB ACCOUNTS

These are separate share accounts utilized by members trying to save for holiday expense, vacations or just the yearly property tax bill. Members can have a number of club accounts to fit their needs. These accounts earn the same competitive dividend rate as the membership account.

INDIVIDUAL RETIREMENT ACCOUNT

Individual retirement accounts (IRAs) can prepare you for a financially secure future as well as provide you with a possible savings on your annual tax bill.

Contributions are flexible. You may make IRA contributions that fit your individual budget. You may make weekly deposits ranging through annual deposits.

TIME CERTIFICATES

Time certificates generally pay a higher rate of interest since your money is guaranteed to be on deposit for a specific period of time. The minimum certificate amount is $1,000 for a term of six months. Dividends on the six month certificate are compounded monthly.

Certificates are also available for one and two year terms with a minimum deposit of $5,000. Dividends on one and two year certificates are compounded monthly.

Check with us to obtain the most current rates available.